Stockholm: Risk Experts and Quantitative Risk Analysts to Group Credit Risk Control

Läs mer Dec 3

Nordea is a leading Nordic universal bank.

Job ID: 32103
Would you like to take a central role in shaping Nordea’s credit risk modelling landscape and add real business value for Nordea? Then this opportunity is for you.
We are looking for several Credit Risk Modelers of varying levels of seniority to join our credit modelling functions and drive the design, enhancement, and implementation of credit risk models across the organisation. The role combines advanced modelling, practical implementation of the models in our IT infrastructure and a sound understanding of banking. You need to enjoy working with large datasets, solve problems and find new and innovative solutions.
About our team
Meet the Risk Models team. Our role is to develop and maintain models under IRB, IFRS9 and Credit Risk Stress Testing. We strive to develop models that help business in their decisions and comply with relevant regulatory environment across multiple countries.
Our team adds value by accurately estimating the risk parameters for Nordea’s customers. As a (Senior/Lead) Quantitative Risk Analyst you will play a valuable role in developing, maintaining and using models which accurately estimate Nordea customers’ credit risk.
Given the nature of our data and regulatory requirements, we use advanced modelling techniques and big data technology. In addition to using leading techniques for modelling and data, the team’s role is general risk governance within credit risk modelling and methodology, including management of models, model implementation, data quality, documentation and model use.
Collaboration. Ownership. Passion. Courage. These are the values that guide us in how we work and how we make decisions – and that we imagine you share with us.
Main responsibilities in this role:
* Work on a subset of model lifecycle related activities like: data pipeline, data quality work, development, documentation, implementation, maintenance, monitoring, requirement setting, and user acceptance tests within credit and impairment models.
* Contribute to methodological standards, modelling tools, coding practices, and continuous improvement of the modelling framework.
* (Senior/Lead level) Lead or drive projects within the Risk Models, especially those related to IRB/IFRS9 models.
* Present & justify analyses, results, and their implications to stakeholders, either through periodic activities or through ad-hoc requests.
* Collaborate with cross-functional teams within Risk Models or across Nordea.
* (Lead level) Provide technical guidance, review the work of other modellers, and support setting modelling strategy and priorities.
* Stay informed on regulatory developments and industry practices.

The role is based in Helsinki, Stockholm, Oslo, Copenhagen or Warsaw. Flexible working conditions with respect to working from premises / from home apply according to the Nordea rules of working at least 60% from the office.
Who you are
This is the right role for you if you are:
* Curious, enjoy learning and are excited about brining your ideas to the table.
* Take ownership of the task but enjoy collaboration with others.
* Confident in advanced quantitative modelling and eager to challenge ideas constructively.
* Communicate complex statistical or methodological concepts clearly to both technical and non-technical audiences.
* Enjoy working with large datasets and navigate well in tools used to analyse them.
* Work well in a dynamic environment with varying workload.
* Are keen to find solutions and not only raise concerns.
* Able to think big picture but know that the devil is in the details. You are good at judging which details require extra attention.
* Committed to deliver high-quality work.

Your background and skills include:
* Academic degree in a relevant quantitative field (e.g. mathematical finance, econometrics, mathematics, statistics, physics, engineering).
* A Master’s or PhD in a quantitative field, for instance economics, engineering, business, mathematics, science, statistics, finance, or similar.
* Hands-on experience working with data & modelling and conducting complex data analysis.
* Experience with large volumes of data and programming. We use mainly Python / .
* (Senior/Lead level) Solid understanding of regulatory requirements related to IRB, IFRS9 and stress testing.
* (Senior/Lead level) Prior experience in credit risk, IRB, IFRS9 and stress testing is required.

Seniority of the role and remuneration will depend on the level of the candidate’s experience in the relevant fields.

If this sounds like you, get in touch!
Next steps
Submit your application no later than 15/12/2025.
For union information, please contact Finansförbundet at finansforbundet@nordea.se or SACO at SacoNordea@nordea.com.

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Project Leader/Risk Expert to Risk Models-Strategy & MDP Execution

Nordea Bank Abp, Filial i Sverige

Riskingenjör, risk management

Läs mer Dec 3

Nordea is a leading Nordic universal bank.

Job ID: 32106
Join Nordea’s Risk Models department, a high-performing team recognized for its expertise and professionalism. We are looking from two roles
For a Project Leader role: You will hold key responsibilities in coordinating key PMO deliveries and drive internal coordination supporting the development and implementation of internal risk models across the bank.
For a Risk Expert role: You will collaborate with skilled professionals on regulatory, governance, and strategic projects related to internal models and data management at the largest bank in the Nordics.
About our team
Our role – in Risk Models is to lead complex regulatory-based changes and initiatives to secure deliveries according to planned timelines and secure Nordea’s place as the leading Nordic bank.
Collaboration. Ownership. Passion. Courage. These are the values that guide us in how we work and how we make decisions – and that we imagine you share with us.
Main responsibilities in this role as Project Leader:
* Be a driver of creating & quality assuring Project Management Office reporting material to the most senior Nordea Bank stakeholders
* Workstream management – you will drive one of the key programme workstreams incl. quarterly reporting to the European Central Bank (ECB)
* Independently plan, scope, structure and key milestones and/or play a key role in coordinating cross-departmental outcomes
* Manage stakeholders on all organizational levels effectively and confident in presenting plans, progress and results to Steering Committees, Programme Forums and other wider audiences
* Deliver well-structured, high-quality work through utilizing subject matter experts, creative problem-solving, understanding stakeholder needs and dependencies, as well as strong facilitation skills to remove obstacles
* Act as first line of escalation and be a natural owner of stakeholder dialogues, ensuring that outcomes are logged, tracked and followed up upon
* Ensure risks and interdependencies are identified, reported, owned and managed throughout the execution lifecycle as well as clarifying and standardizing procedures across the value chain

Main responsibilities in this role as Risk Expert:
* Serve as a subject matter expert on IRB credit risk models and regulatory models for counterparty and market risk (including VaR, EEPE, CVA, FRTB)
* Monitor EU and Nordic regulatory developments and assess their impact on Nordea’s models
* Coordinate supervisory interactions related to IRB models
* Support the development of projects and engage with internal stakeholders
* Maintain and enhance governance frameworks, including policies, controls, and documentation
* Advise on regulatory expectations and support group-level regulatory interpretation
* Depending on your experience, you may also advise on regulatory interpretation, design governance frameworks, draft communications to regulators, and assess the materiality of model changes

Common for both roles: The role is based preferably in Denmark and/or Finland – and we expect that are you are already based close to any existing location with a main Nordea office
We are seeking an individual with the following qualifications:
For Project Leader Role:
* Ambitious, self-driven & structured likely with 2-4 years of professional experience and looking to grow your network and skillset
* Previous experience in either programme management/PMO activities, management consulting or a similar toolbox including flair for executive reporting
* Knowledge about data and/or risk management is an advantage but not a must

For Risk Expert Role:
* Minimum 7 years of relevant experience
* Experience in banking, regulatory, or consulting roles is preferred
* Strong knowledge of IRB or other internal models (IMA, IMM) and related regulations

Common skills:
* Analytical skills and ability to deal with complex issues and bring logical problem-solving to the front, while not afraid to lift activities on your own
* Strong ability to proactively interact with key stakeholders throughout the value chain
* Great communication, presentation and facilitation skill
* Written and spoken English on a superior level – as interaction is expected with external regulators and the seniormost levels of Nordea
* Proficiency in MS Office, Excel and PowerPoint skills at superior level

If this sounds like you, get in touch!
Next steps
Submit your application no later than 15/12/2025. For more information about the position, please contact Head of Risk Models Strategy & MDP Execution, Jean-Antonio Cankovic on jean-antonio.cankovic@nordea.com.
For union information, please contact Finansförbundet at finansforbundet@nordea.se or SACO at SacoNordea@nordea.com.

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Quantitative Risk Analysts (all levels - From Associates to Senior)

Nordea Bank Abp, Filial i Sverige

Riskingenjör, risk management

Läs mer Dec 3

Nordea is a leading Nordic universal bank.

Job ID: 32107
Would you like to be part of a team with experienced and talented colleagues and make a difference for Nordea’s credit risk models?
We are looking for Quantitative Risk Analysts (From Associate to Senior level) from all background and level to join our Risk Models Data and Strategy teams that is recognized for its professionalism, competence and capabilities.
Do you enjoy working with data analysis? Do you like solving problems and find out new and innovative solutions? Do you understand the principles of banking and are you able to apply this knowledge in your daily work?
If you have previous experience with Credit Risk models, then great! If you have a flair for data and a genuine interest for analysis, you are also welcome!

About our team
The Risk Models Data & Strategy department, is a department consisting of 6 team, each specialized in their own part of ensuring high quality data is supporting the banks capital foundation.
We add value to Nordea and our customers by improving Nordea data quality, helping visualizing and create the understanding of our data so modelling teams can build great internal models used for Own Funds calculation and the for risk management.
Collaboration. Ownership. Passion. Courage. These are the values that guide us in how we work and how we make decisions – and that we imagine you share with us.?
What you’ll be doing
As a Quantitative Risk Analyst, the specific role may vary based on qualifications, but you could i.e. play a valuable role in Data analytics, optimizing data flows, product management or as a data governance specialist. Your role could also include coordinating data related activities and ensuring proper communication within the teams and across other Risk Models areas.
Main responsibilities in this role:
* Root-cause analysis for data quality issues, where we meticulously investigate and identify the underlying reasons for any discrepancies in our data. This is closely followed by data reconciliation, ensuring that our data sets are consistent and accurate across different sources.
* Data extraction based on desired content where we pull out specific information needed for various analyses and reports.
* We focus on optimizing data flows and algorithms to enhance the efficiency and effectiveness of our data processes.

* Refining business requirements and conducting user acceptance testing. This ensures that the developed solutions meet the specified needs and expectations of our stakeholders.
* Developing analytical tools enabling better data analysis and decision-making.

* Product management, ensuring that our data-related products are aligned with business objectives and user needs
* Executing the Data Governance Recipe, where we adhere to the best practices and policies to manage our data assets effectively.
* Preparing reports and other documentation for senior management and external reporting is also an integral part of our role, ensuring transparency and informed decision-making.
Who you are
To succeed in this role, we believe that you:
* Have an adaptability to thrive in fast-paced and dynamic environment
* Are structured and able to coordinate several deliveries simultaneously
* Are self-driven and able to work independently but also enjoy collaboration with others
* Have strong analytical skills and keen attention to detail with the ability to analyse complex data and processes to derive meaningful insights
* Have good communication and presentations skills, are not afraid to speak up and can effectively convey business requirements to IT teams and facilitate collaboration between stakeholders
* Are curious and proactive, focus on solutions rather than problems and share our enthusiasm for developing and learning and constantly improving your skills and competences

Your experience and background:
* For junior profiles: Interest and flair for data & analysis
* For senior profiles: Experience with Credit Risk modeling, capital reporting, and understanding regulatory requirements as BCBS239 and TRIM
* Knowledge of , SAS, Python or similar
* Master’s degree in finance, economics, engineering, physics, mathematics or similar
* A strong focus on results, deliveries and deadlines
* Experience with Big Data would be an asset
* An interest in finance and technology

If this sounds like you, get in touch!
Next steps
Submit your application no later than 15/12/2025. For more information, you’re welcome to contact Nina Faljic, Head or Risk Models Data & Strategy on phone +45 61221163.
For union information, please contact Finansförbundet at finansforbundet@nordea.se or SACO at SacoNordea@nordea.com.

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Riskspecialist - Spårtrafik

Centio Consulting Group AB

Riskingenjör, risk management

Läs mer Dec 2

Vi söker en Riskhanterare & anläggningsövertagande till en myndighet inom trafik.
Detta är ett konsultuppdrag. Stationeringsort är Stockholm.
Tjänsten är på heltid.
Uppdraget innebär ett nära samarbete med kunden vilket ställer stora krav på flexibilitet och samarbetsförmåga.
Uppdraget
Rollen innebär att arbeta med riskhantering i samband med övertagande av nya och väsentligt ombyggda anläggningar för spårtrafik, med fokus på trafiksäkerhet och infrastrukturförvaltning. Arbetet sker i nära samarbete med trafiksäkerhetsspecialister och syftar till att säkerställa att anläggningsövertagande sker i enlighet med lagkrav och gällande säkerhetsstyrning. Uppdraget inkluderar även inspektioner i spårområde, vilket kräver giltig X9-behörighet eller att sådan erhålls vid uppdragsstart. Rollen kan endast utföras av en person och får inte delas upp.
Arbetsuppgifter
Arbeta med riskhantering i samband med övertagande av ny och/eller väsentligen ombyggd anläggning för spårtrafik.
Säkerställa att anläggningsövertagande sker enligt lagkrav och gällande säkerhetsstyrning.
Samarbeta med trafiksäkerhetsspecialister inom teknikavdelningen.
Genomföra inspektioner och liknande uppgifter på plats i spårområde.

Krav (OBS, obligatoriska)
Flytande svenska i tal och skrift.
Ingenjörsutbildning inom t ex riskhantering, spårteknik eller anläggning och/eller motsvarande yrkeserfarenhet, minst 5 år. Minst 7 års erfarenhet av arbete med riskhantering enligt CSM-RA, EN 50126 och 50129. Minst 5 års erfarenhet av riskhantering i tekniska projekt med omfattande myndighetskrav avseende t ex godkännande, laguppfyllnad och tillståndsgivning. Minst 3 års dokumenterad erfarenhet av att arbeta med säkerhetsstyrning för spårinnehavare enligt Lag (1990:1157) om säkerhet vid tunnelbanan och spårväg och Transportstyrelsens föreskrifter TSFS 2013:44 om säkerhetsstyrning vid tunnelbanan och spårväg.

Meriterande
Minst 1 års erfarenhet av godkännandeprocesser inom spårtrafik och/eller ibruktagandebesiktningar inom spårtrafik. Inneha minst spårbehörighet KAT X9.

Personliga egenskaper Förmåga att uttrycka sig väl i tal och skrift på svenska samt formulera sig klart och koncist i rapporteringar. Strukturerad med god social förmåga och kommunikativ i alla sammanhang. God samarbetsförmåga med kollegor, ledning och externa parter. Förmåga att leda både sig själv och andra, visa handlingskraft och agera stödjande mot medarbetare. Förmåga att agera affärsmässigt och med integritet utifrån uppdragets krav. Kunskap om processer för anläggningsförvaltning för spårinnehavare enligt Lag (1990:1157) om säkerhet vid tunnelbanan och spårväg.

Om oss
Centios övergripande mål är att vara ett konsultbolag som erbjuder smarta och hållbara lösningar som utvecklar samhället på ett positivt sätt.
Våra medarbetare erbjuds villkor som är anpassade för individen. Det innebär att arbetstider, arbetsomfattning, arbetsplats och kompetensutveckling så långt som möjligt anpassas utifrån medarbetarens behov.
Bland våra medarbetare hittar du engagerad personer som brinner för samhällsutveckling. Vi jobbar i små grupper där du kan bidra med dina erfarenheter samtidigt som du får ta del av andras kunskap och erfarenhet.
För oss är det viktigt med välmående och att hitta en sund balans mellan arbete och fritid. Därför har vi en nollvision mot stress och sätter trivsel och hälsa främst.
Läs gärna mer om oss på centio.se.
Vänligen skicka ditt CV på svenska.
Vi ser fram emot din ansökan!

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Model Validators (all levels)

Nordea Bank Abp, Filial i Sverige

Riskingenjör, risk management

Läs mer Dec 2

Nordea is a leading Nordic universal bank.

Job ID: 31860
Model Validators (all levels) (permanent position)
Would you like to be part of a team with experienced and talented colleagues and make a difference for Nordea’s credit risk models? We are currently looking for skilled Analysts to strengthen Nordea's independent model validation function.
About our team
Welcome to the Model Risk & Validation unit. We add value by assessing risks related models used in Nordea through independent model validation and other means. As a Model Validator, you will play a key role in ensuring that models satisfy internal and external standards for conceptual soundness, performance and use.
Collaboration. Ownership. Passion. Courage. These are the values that guide us in how we work and how we make decisions – and that we imagine you share with us.
Main responsibilities in this role:
* Take an active role in the validation of existing, new and changed credit risk models, including IRB (PD/LGD/EAD), IFRS9 and credit risk stress testing models.
* Use quantitative and qualitative analyses to identify and assess model risk.
* Communicate the outcome of our reviews to a variety of stakeholders.
* Advise and guide model developers and other stakeholders in managing model risks.
* Develop and improve techniques and processes for model validation.

In addition Senior and Leads roles will:
* Perform validations independently (senior level).
* Lead validations to ensure that MRV's deliveries are completed with a high quality (lead level).

Applicants at all different levels of seniority will be considered. You will join a dynamic and inclusive team of experienced model risk experts with diverse backgrounds and willingness to share their expertise and learn from you. We work in a cross-border team with team members in Copenhagen, Helsinki, Stockholm and Warsaw. We provide a working environment with a balanced hybrid approach combining both collaboration in the office and remote work.
Who you are
This is the right role for you if you:
* Are confident in your analysis, but also willing to challenge your views with peers.
* Engage in a productive collaboration with stakeholders including model owners/developers.
* Enjoy working in a team, but also independently.
* Have an eye for detail, yet able to see the big picture.
* Have excellent skills in spoken and written communication (English).
* Effectively communicate complex topics to a variety of stakeholders.

Your background and skills include:
* Academic degree in a quantitative field, such as mathematics, statistics, finance, engineering or economics.
* Experience in Python or SAS programming is an advantage.
* Experience in EAD or LGD modelling is an advantage.

Lead and Senior candidates are expected to have previous experience within model development and/or model validation.
What we offer
People come here when they want to get somewhere. For some, it’s to take their career to the next level. For others, it’s to break new ground within their area of expertise – in other words, with us, you will always move forward.
A culture that fosters performance and growth in one of the largest Nordic banks, offering various opportunities to evolve, develop and learn from brilliant colleagues with diverse backgrounds in a vibrant working environment.
Hybrid working model – we believe in the value of bringing people together and at the same time we embrace the freedom of flexibility.
Diversity and inclusion are a natural part of our daily work. We know that an inclusive workplace is a sustainable one. We genuinely believe that our diverse backgrounds, experiences, characteristics and traits make us stronger together. Every day we strive to find new ways to improve diversity and inclusion within our community e.g. we have signed the European Diversity Charters in the countries where we operate to show our commitment and engage with others to continue learning and improving.
If this sounds like you, get in touch!
Next steps
Submit your application no later than 15/12/2025. For more information, you’re welcome to contact Daphne Konrad at daphne.konrad@nordea.com.

For union information, please contact Finansförbundet at finansforbundet@nordea.se or SACO at SacoNordea@nordea.com.

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Stockholm: Risk Experts and Quantitative Risk Analysts to Group Credit Risk Control

Nordea Bank Abp, Filial i Sverige

Andra jobb i Stockholm som Riskingenjör, risk management

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